1.PURPOSE

Festival Advance is granted to the employees to enable them to celebrate any of the festivals including National Festivals. The following Festivals will be recognized for sanction of advance. _ Durgapuja, Deepavali, Pongal, Onam, Ganesh Chuturthi, X’mas, Eid, Holi, Bihu or any other festival celebrated in their centre.

2.ELIGIBILITY

[a) Employee in all scale/cadre including employees who are on probation [and who in the normal course, would be confirmed in the bank’s service), are eligible for a Festival Advance.
[b) Only one festival advance will be allowed in one calendar year to an employee.
[c) Employees having remaining period of service for more than 3 month.

3.QUANTUM OF ADVANCE

AWARD STAFF

For Staff under Award [both Clerical and Subordinate staff] who have joined Bank’s Service on or after 6.12.1990 :

Clerical Staff – One month Basic Pay Rounded off to nearest thousands-no upper limit

Subordinate staff – One month Basic Pay Rounded off to nearest thousands-no upper limit

For Staff under Award  [both Clerical and Subordinate staff] who have joined Bank’s Service prior to  6.12.1990

Festival Advance as per existing arrangements, i.e. one month’s emoluments [i.e. Basic Pay + Spl. Pay + DA  excluding HRA & Conveyance allowance] without any ceiling.

The advance is free of interest.Employees under suspension, sabbatical leave, unauthorised leave and who has not received salary in the previous month of application, will not be eligible for Festival Advance.

4.REPAYMENT

The amount shall be repaid in 10 equal monthly instalments commencing from the month succeeding the month in which the advance is availed.

5.OTHER TERMS AND CONDITIONS

Festival Advance to be approved automatically as per data available in HRMS. For any specific query raised, Personnel Services Department, HO shall be the Competent Authority to give clarification or approval in the matter to resolve the issue.

The employee shall be allowed to avail the advance only once in a calendar year for any one festival.

The advance shall not be made earlier than one month from the date of the festival.

Premature closure of a Festival Advance by an employee with an intention to avail a fresh one shall not be permitted.

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